Terms and Conditions for Use of www.rdukov.com

1. General Information

These Terms and Conditions govern the access to and use of the website www.rdukov.com (hereinafter referred to as the "Website").

Owner and Administrator:
Radomir Dukov
Contact Email: Radomir.dukov@baafce.bg

By accessing the Website, every user accepts these Terms and Conditions.

2. Subject Matter

The Website provides information related to professional activities, expertise, and services in the fields of financial crime prevention, regulatory compliance, sanctions, and related topics.

The content is for informational purposes only and does not constitute legal, financial, or any other type of professional advice, unless explicitly agreed otherwise.

3. Access to the Website

Access to the Website is free of charge.

The Owner reserves the right to:

• Restrict access to certain functionalities;

• Temporarily or permanently suspend access to the Website;

• Perform maintenance without prior notice.
  

4. User Rights and Obligations

Users agree to:

• Use the Website in good faith and in compliance with applicable legislation;

• Refrain from actions that may disrupt the functionality of the Website;

• Not use the content for illegal purposes;

• Not attempt unauthorized access to systems and data.
  
  

5. Intellectual Property

All materials on the Website, including texts, images, graphics, and others, are protected under the Copyright Act and related rights.

Users may not:

• Copy, distribute, or use content without express written consent;

• Use the content for commercial purposes without authorization.
  
  

6. Limitation of Liability

The Owner shall not be held liable for:

• Damages arising from the use or inability to use the Website;

• Inaccuracies or incompleteness of the published information;

• Actions of third parties, including external websites linked through the Website.

• The use of information from the Website is entirely at the user's own responsibility.

7. External Links

The Website may contain links to other websites. The Owner is not responsible for the content, policies, or practices of these third-party sites.

8. Personal Data

The processing of personal data is carried out in accordance with the Privacy Policy published on the Website.

9. Amendments

The Owner reserves the right to change these Terms and Conditions at any time. The current version will be published on the Website.

10. Applicable Law

For all matters not settled in these Terms and Conditions, the current legislation of the Republic of Bulgaria shall apply.

All disputes shall be resolved through mutual agreement, or if impossible, by the competent Bulgarian courts.

11. Contact

For questions regarding these Terms and Conditions, you may reach out to: radomir.dukov@baafce.bg